I purchased this ring approx. 8 mos. ago for my 20th wedding anniv. About 2 months ago, one of the stones splintered & fell out. Shame on me, I never purchased the 2 yr. warranty. After calling the gem company, they told me to call HSN. Unfortunately, it was past the 1 month period & nothing could be done. A jeweler replaced the stone with another moissanite. I've spent $1200 on the ring, $210 to replace the stone, now yesterday, a 2nd stone cracked & fell out. I'm heart sick and disappointed.