Not at all what I expected for less than $40. Beautiful, large pearl, and the setting is beautiful - for a princess! The topaz does not jump out at you, but I'm a pearl lover, so that's okay with me. The cut of the metal creates enough sparkle to make this a very elegant ring, not gaudy at all. Even the undercarriage is beautiful. Love it. Just a very pretty, classy ring. Keep Veronica coming, HSN!!