This is the second necklace of this style I have purchased--the first was with pink sapphire stones and a black pearl. People always comment on it. I really love it for it's casual style, too. I am one who will not hesitate to wear pearls with my jeans. I think, however, that the price is more than HSN should be asking, but I paid it because I WANTED it and didn't want to miss out---that's the reason for the "4". It would be a great deal if it ever goes on sale or clearance.